Archive for the ‘finances’ Category
Forced Savings Plan
Remember the insurance quotes my land lord’s mother in law presented to me? Well, I was really interested to avail it but since its price does not fit my budget, I had to say no to her. But I have found a better alternative, an affordable forced savings plan that requires me to save 500 pesos for 5 years. If you compute the returns, it is much bigger compared to bank interests. The best thing about it, I can’t withdraw it!!!
Anyway, I have inquired already, hoping the can reply so that I could start saving this June 2010!!
Best Time to Buy a House and Lot
They say that the only benefit we have when there is an economic recession is cheap real estate properties. They say buying a house and lot during recession is the smartest thing to do because they are all sold cheap.

As for me, I really don’t know since I haven’t bought my own house and lot. But what I do know, there are a lot of houses and properties that are sold at this moment like the Outer banks foreclosures.
Anyway, if I have the money just to pay for down payment, I would have gotten myself a house and lot package at any of the subdivision here at our place. One of my dreams in life is to have a house of my own!!
Saved on Freight Expenses
When my father travelled from Manila to Cagayan de Oro, he chooses to ride a passenger vessel that will pass by our city so that he could leave us some packages. So when the day came, we went to the pier to meet him. When he arrived at the pier, he immediately went down to hand as over his packages. After that, he went back to the passenger vessel because he can’t leave his belongings unattended at his deck.
After he left us, we immediately went home and opened the goodies. We were so amazed that he brought a lot of things with him, not to mention he used a plastic cabinet as a container for all of them. Anyway, most of the contents where household things and bed covers. Aside from these things, he included two (2) used golf balls for my children to pay with and some angel figurines.
The experience of getting packages by that manner was quite astonishing. My father was able to save big time from freight expenses. We only paid for the motor cab and the porter to carry the plastic cabinet from the passenger vessel down to the pier which by the way is minimal. Indeed it was a great savings for us!!
My Home Based Business – Blogging
I have tried all kinds of money making opportunities online. Some of them paid me and others didn’t. Some paid me once, and then later vanished without a trace. But whatever I have experienced online, it didn’t keep me from finding my successful home based business – online blogging!
At first, I was into paid to click companies then later my friend introduced me to paid blogging. That is when I started blogging about two years ago. And now, I can safely say that I am earning money online. Not in little cents like PTC sites but hundreds. Thanks to blogging!

