Accidents may happen to us unexpectedly that is why some people who are financially capable make sure that most of their valuable belongings are insured. In the US, they get most of their insurances online. They can get life insurance quotes, car insurance quotes, fire insurance quotes, and others insurance quotes just by requesting at insurance company websites. Afterwards, if they like the proposed insurance quotes, they can order and pay for it online.

Anyway, I just wished we have it here in our place too. It would be nice to check insurance quotes online and not be bugged by agents. I just hate it when agents try to shove their proposals down to your throat. They are just making it hard for me to say no. LOL!

Oh well, I just hope someday we will experience the luxury of finding our own insurances online!

Remember the insurance quotes my land lord’s mother in law presented to me? Well, I was really interested to avail it but since its price does not fit my budget, I had to say no to her. But I have found a better alternative, an affordable forced savings plan that requires me to save 500 pesos for 5 years. If you compute the returns, it is much bigger compared to bank interests. The best thing about it, I can’t withdraw it!!!

Anyway, I have inquired already, hoping the can reply so that I could start saving this June 2010!!

They say that the only benefit we have when there is an economic recession is cheap real estate properties. They say buying a house and lot during recession is the smartest thing to do because they are all sold cheap.

As for me, I really don’t know since I haven’t bought my own house and lot. But what I do know, there are a lot of houses and properties that are sold at this moment like the Outer banks foreclosures.

Anyway, if I have the money just to pay for down payment, I would have gotten myself a house and lot package at any of the subdivision here at our place. One of my dreams in life is to have a house of my own!!